Create a free financial plan
Whether you are a young professional or a seasoned executive, planning for the future can be a daunting task. It is best to have a trusted financial partner that can help you create a financial plan that adapts with you as you go through life’s various milestones.
Let Finbytes Philippines help you create a plan that is simple, easy to execute and within your budget so that you can go through your life with ease, joy and peace of mind.
Personal Financial Planning
Life Insurance
If you have loved ones and family relying on your income, you need life insurance to ensure that your dreams for them will continue in case of your untimely demise. Life insurance can be very affordable, especially if you are young and healthy. Do not delay in getting life insurance because your family deserves to feel your love long after you are gone.
Health Insurance
Did you know that every Filipino family is only one hospitalization away from bankruptcy? At least 5,500 Filipinos are diagnosed with cancer every single day. Should a critical illness strike your family today, are you ready to take on the expenses of hospitalization and increased living expenses? Having comprehensive health insurance should be a priority. Your health today may no longer be your health tomorrow.
Variable Life Insurance
Variable life insurance is essentially a life insurance plan that allows you to participate in local and global investing hassle free. Set aside a portion of your savings to an investment-linked life insurance plan and watch your money grow for your life goals while protecting your loved ones from life’s uncertainties.
Retirement Planning
They say that retirement is the longest vacation of our life. This is the time to do all the stuff in our bucket list and thoroughly enjoy time with our loved ones. But the reality is retirement is also the time when income stops. Grow your retirement fund today and prepare for the grandest vacation of your life. Do something today that your future self will thank you for.
Education Plan
The biggest dream of every parent is to send their children to the best schools to give them a headstart in life. The painful truth is tuition fees and other expenses related to education increase by at least 5% year after year. Saving up for your child’s education in the bank will simply not cut it. Invest in your children’s education early to ensure that you will have enough funds to make their dreams come true.
Estate Planning
Estate planning is a deeply personal process that involves creating a plan for the legacy you will leave behind to ensure that your loved ones are cared for and your wishes are honored. It’s about crafting a roadmap that transcends your lifetime, providing comfort and security to those you love the most. A good estate plan also protects you from excessive tax payables. Start the process of seamlessly transferring your hard earned wealth to your loved ones today by talking to us about your options.
Why financial planning is important?
Financial planning is not just about crunching numbers. It is about crafting a plan to ensure a future filled with hope and security. It is the foundation upon which dreams are built and aspirations are realized. With careful planning, you can unlock the power to pursue their passions, provide for your loved ones, and go through life’s storms with courage and confidence. It is a journey that offers peace of mind, knowing that no matter what lies ahead, you have a roadmap to guide you towards your financial goals.
Things to consider when creating a financial plan
Creating a financial plan is highly customized depending on one’s current life goals.
- Where are you in your life today?
- What are your priorities?
- What do you currently have in terms of protection and investment plans?
- What else do you need to prepare for?
- What is your budget? What can you start with today and sustain for years to come?
A good financial plan gives you peace of mind while allowing you to continue to enjoy the simple joys in life.
Financial management doesn’t need to be hard
Financial management sounds like a daunting task but it need not be hard. A good financial advisor will walk you through the process with ease and will explain your options in simple terms that even non accountants or financial majors will understand. It is best to start your plan with something that fits your budget today and adjust as your income increases. Create a plan that can be flexible as you go through your life’s milestones.
